Unlike most programs of the kind, Visual Money lets users not only track their finances but also do it without becoming entangled in complex financial terms and expressions.

What appeals at first sight is the program's smart and clear-cut interface. It features five tags: accounts, transactions, categories, payees & spenders and reports. Such a simplified but at the same time all-embracing structure gives you the necessary clarity of your financial records.

A handy feature of the software is its category-based character. That means that your transactions are comfortably matched with this or that category, and thus users can see where their money comes from and how it is spent. All the categories are divided into two large groups - expense categories and income categories; and users can add their own categories or delete the existing ones.

Another convenient feature is that users can leave their transactions not approved. Such transactions will have a transparent font, which will mean that they are still to be done.

What also comes in handy is payees' and spenders' lists. If you allow the program to show payees and spenders on the transaction page and in reports, then you will know for sure how much each of your family members has spent and from what company you have received your latest dividends, for example.

What we appreciated most about the software is its ability to give reports of different types, which include, for instance, cash flow reports, category reports, spender reports or transaction reports. Most of them can be viewed in the form of a chart, which is very vivid and convenient.

On the whole, Visual Money, with its simple and smart structure, can give you all the necessary incentive to keep a watchful eye on the ins and outs of your budget and get a full view of your finances.

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Type: Shareware Cost: 19.95$ Size: 1223K

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